Swarnjayanti Gram Swarozgar Yojana (SGSY)

1. This is an improved scheme, replacing IRDP and other sub-schemes.

2. It came into being during the Golden Jubilee year of Indian Independence, and the scheme originates its name to mark the instance.


The salient features of this scheme are:

1. It is a restructured antipoverty programme, for generation of employment.

2. There would be change from individual receiver method to a cluster/group approach. To assist this process, Self-Help Groups (SHG) is formed.

3. SHGs, which have confirmed the potential of feasible group, will be measured for rotating fund support originally after first grading and support for economic events will be measured once the recognized groups withstand its feasibility and pass through the subsequent grading.

4. The Group approach will emphasis on sympathy of a few definite feasible key doings based on available local donations and work-related skills of the members of the group.

5. The credit flows and average level of speculation per family will be improved.

6. The programme will have better participation of Gram Panchayats.

7. For group of Swarozgaris (SHGs) the support would be at 50% of the cost the scheme subject a ceiling of Rs. 1.25 lakhs. There will be no monitory limit on subsidy for irrigation Projects.

8. Group Life Insurance for Swarozgaris is also ensured under the scheme.

9. Scheme provides for creation of risk fund for the consumption credit requirement of the Swarozgaris.

10. Except Mahe Block, SGSY scheme is implemented in all the blocks by DRDA, the Nodal Agency, through Block Development Offices and Banks. As many as 41 Commercial Bank.

Branches having Service Area Villages apart from the branches of Puducherry State Cooperative Bank are participating in the implementation of the scheme.

Mayank Rai

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